Free Kasasa Cash Back

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There’s no need to pay for checking when there’s Kasasa Cash Back®, the free account that pays you back in cash. Get up to 4% cash back on your MFed debit card purchases each month* — without category restrictions — for doing some of the banking basics you probably already do.

That means you’ll get cash back when you buy clothes, gas, coffee… or anything else you need. You’ll even get refunds on ATM fees, whether you’re withdrawing in San Diego or across this great country*. Get rewarded for the way you bank with Kasasa®!

  • Free checking that pays you back
  • 4% cash back on everyday debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $10.00 cash back per month
  • ATM fee refunds and access to over 30,000 ATM’s, nationwide (up to $20 monthly)*
  • Link to high-interest Kasasa Saver® account for automatic savings
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • Free Visa® debit card
  • Unlimited check writing
  • $5 minimum deposit to open 

It’s easy to qualify for Kasasa Cash Back rewards!

Get rewarded for the things you’re probably already doing — the banking basics we call “qualifications.” To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each Monthly Qualification Cycle:

  • Have at least 12 debit card transactions post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s all there is to it! If you don’t meet the qualifications one month, don’t worry — your Kasasa Cash Back account is still free. Plus, you can get right back to earning your rewards the very next month!

*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases process by merchants and received by Miramar FCU as ATM or PIN-based, and purchases made with non-Miramar FCU issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, (1) 4.00% cash back on up to a total of $250.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash payments are made and ATM fees are not refunded. Cash Back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. APY = Annual Percentage Yield. APY’s accurate as of 07/01/15. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $5 minimum deposit and Monthly Direct Deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons are required to meet some of the account’s qualifications. Limit one (1) account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Miramar FCU member service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa & Kasasa Cash Back are trademarks of Banc Vue, Ltd., registered in the U.S.A.


Your rewards are waiting!