Free Kasasa Cash

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Cash in on high dividend rewards with Kasasa Cash®, the free checking account that rewards you for being you. That means you can earn up to 2.00% APY* by just doing some of the banking basics — everyday activities like using your MFed debit card. And there's never a monthly service fee or minimum balance requirements.

What’s more, Kasasa Cash refunds ATM fees — not just in San Diego, but nationwide*. You can even link your Kasasa Cash account to Kasasa Saver® to receive automatic deposits of your rewards so you can save, too. Reward yourself with more than free checking — get Kasasa®!

  • Free checking that pays high dividends
    • 2.00% APY* on balances up to $7,500
    • 2.00% to 0.37% APY on balances over $7,500 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees and access to over 30,000 ATM’s, nationwide (up to $20 monthly)*
  • Link to high-interest Kasasa Saver® account for automatic savings
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • Free Visa® debit card
  • Unlimited check writing
  • $5 minimum deposit to open 

It’s easy to qualify for Kasasa Cash rewards!

Qualifying to earn your Kasasa Cash rewards is so easy, you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card transactions post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s it! If you don’t meet the qualifications one month, don’t worry — your Kasasa Cash account is still free, and it still earns our base dividend rate of 0.05%. Plus, you can get right back to earning your rewards the very next month!

*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases process by merchants and received by Miramar FCU as ATM or PIN-based, and purchases made with non-Miramar FCU issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $7,500 receive APY of 2.00%; and balances over $7,500 earn 0.25% interest rate on the portion of balance over $7,500, resulting in a range from 2.00% to 0.37% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualifies. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APY’s accurate as of 07/01/15. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements apply. A $5 minimum deposit and Monthly Direct Deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons are required to meet some of the account’s qualifications. Limit one (1) account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Miramar FCU member service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa & Kasasa Cash are trademarks of Banc Vue, Ltd., registered in the U.S.A.


Your rewards are waiting!