Home Mortgage Loans

Veterans Home Loans

We understand that the home-buying process is challenging and stressful — from navigating the local real estate market to finding the best program to accommodate your budget and circumstances. MFed is here to help!

When it comes to purchasing your future home, or even refinancing your current home, we will ensure that you are getting all of the options and resources to get you the best deal possible. Serving others comes naturally to us — when you’re ready to start the process, look to an institution that is committed to helping its members get the most from their personal and financial life. MFed offer all types of home loans from FHA to VA Home Loans and even Jumbo Loans as well. Click here to see our rates and get started today.

Not an MFed member yet? Join us and experience the benefits of an institution that truly empowers its members.

Deluxe 5/5 Arm Mortgage

Refinance your Mortgage and reduce your monthly debt load by switching to the Miramar FCU Deluxe 5/5 ARM product with unbeatable rates/terms.

  • Initial rate of 3.75% per annum1 for the first 5 years
  • Minimal closing costs.
  • Up to 360 months amortization2
  • No prepayment penalties or balloon payments.
  • Jumbo Loans allowable.
  • Available for Purchases and Refinances3
  • Limited Cash out allowable.

1. Initial rate of 3.75% fixed for the first 5 years of the loan, after which interest will be determined by adding 2% to the 5 year Constant Maturity Treasury, for the next 5 years. The rate may not increase more than 2% each adjustment period and may never exceed 8.75% nor be less than 3.75%.

2. 10 year, 15 year, 20 years and 30 year fully amortized loans.

3. Maximum LTV is 80%. Subject to other credit qualification and membership at MFCU. Available on single family, owner occupied residences. Other restrictions apply. Second Homes financed under different  guidelines.

Summary
  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • A wide range of financing programs available:
    • Fixed rate mortgages
    • Adjustable rate mortgages (ARMs)
    • VA Home Loans
    • FHA Loans
    • USDA Rural Housing Loans
    • Construction Loans
  • Free pre-approval for extra confidence when it comes to securing financing
  • Helpful loan advisors with working knowledge of the local real estate market
  • Helpful, customized service throughout the entire process

View other loans available here.

Your ticket to the American dream!