Apple Pay

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MFed and Apple Pay

To add your Miramar Federal Credit Union debit card, you'll need an iPhone® 6 or iPhone 6 Plus with iOS 8.1 or later. Open the Passbook® app, swipe down and tap the plus sign. Use your iSight® camera to enter the card, or add it manually.

If your MFed card is already in iTunes®, just key in the Security Code (the CVV code from the back of your card).

How to Use Apple Pay in Participating Stores:

1. Look for the Pay Wave®or Apple Pay symbol at checkout and hold your phone near the contactless reader.

apple pay icons MFed

2. Place your finger on the Touch ID. Or, you may need to enter a passcode and sign a receipt.


3. Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.


Easy. Secure. Private.

Making payments with Apple Pay is easy. The entire transaction is secure, as your credit and debit card numbers aren't stored on the device or on Apple's® server, so they're never shared with the merchant. And, if your iPhone is ever lost or stolen, just use the "Find My iPhone" feature.

An Easier Way to Pay

Apple Pay is an easy, secure and private way to make purchases. To pay, just hold your iPhone® 6 or iPhone 6 Plus near a participating merchant's contactless reader. A vibration and beep let you know your payment has been accepted. You can also use Apple Pay on your phone, iPad Air and iPad Mini 3 with shopping apps such as those for Target®, Panera Bread®, Petco® and Uber®.

A Safe Way to Shop

Using Apple Pay is safe and secure. When you use Apple Pay, your MFed card number is not stored on your phone or given to the merchant. A unique digital code is created specifically for that device. Your payment information is stored in Passbook®. You still enjoy all the benefits of Miramar Federal Credit Union debit card, including our Zero Liability policy that protects you from unauthorized purchases.

A Simple Way to Get Started

To get started, you need an iPhone 6 or iPhone 6 Plus with iOS 8.1 or later. Simply add your Navy Federal credit or debit card to your Apple Pay account with your iSight® camera or by entering it manually.

The first card you add will automatically become your default payment card. You can go to Passbook anytime to pay with a different card and add or remove any of your cards as needed.

If your mobile device is ever lost or stolen, you can use the "Find My iPhone" feature to quickly set your device in "Lost Mode," disabling purchasing ability and the ability to get into the phone without a PIN entry. Or, you can wipe all information from your iPhone.

Apple®, iPhone®, iSight®, Passbook® and iTunes® are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay,Apple Watch and Touch ID are trademarks of Apple, Inc. iTunes is for legal or rightholder-authorized copying only. Don't steal music.